5 Insurance Considerations for Your Home Remodel
Posted: April 1, 2025
Planning a home remodel? April is National Rebuilding Month, after all. Whether adding space, upgrading features, or increasing functionality, your renovation could impact your homeowner’s insurance. Some updates may require additional coverage, while others might lower your premiums. Here are five key insurance considerations before you remodel your home. Increased Coverage for Home Additions Expanding your home, whether by adding rooms or finishing a basement,...
Will My Health Insurance Cover Special Procedures?
Posted: March 25, 2025
Navigating health insurance coverage can seem like deciphering a foreign language, particularly when it involves special procedures. If you need a procedure that is not considered standard medical practice or within the scope of routine care by the health insurance industry, it is essential to understand how your health plan comes into play to be prepared and avoid surprises. What Qualifies as a Special Procedure?...
A Guide to LLC Insurance for Small Businesses
Posted: March 19, 2025
Many small business owners choose to operate as limited liability companies (LLCs) for the liability protection they offer. While registering as an LLC can shield personal assets from business liabilities, it will not eliminate all risks. LLC insurance is essential to help your small business weather unexpected challenges, such as property damage, lawsuits, and other unforeseen events. Why Do LLCs Need Business Insurance? While LLC...
The Difference Between Condo Insurance & Home Insurance
Posted: March 16, 2025
Like homeowners and renters, condo owners need insurance coverage to protect them from financial loss caused by perils such as fire, theft, and lawsuits. However, condominiums are different from homes or apartments. Although part of the building or property belongs to the condo owner, some of the condo belongs to the condominium association. Therefore, insurance coverage is different for this type of dwelling. What Types...
Diabetes & Exercise: Connecting the Dots
Posted: March 10, 2025
Diabetes has become a widespread health concern, affecting millions of people of all ages. CDC reports that 11.6% of the U.S. population – 38.4 million individuals – had diabetes in 2021. While medications and dietary adjustments tend to take center stage in diabetes management, exercise is an equally critical component and is often underutilized. For anyone managing diabetes, understanding the relationship between exercise and blood...