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Avoiding Workers’ Comp Fraud

Workers’ compensation fraud can be expensive for employers. One of the most common types of workers’ comp fraud is employee fraud. This involves workers who seek to receive benefits under false pretenses.  How Do Employees Commit Workers’ Comp Fraud? Employees have been known to commit several types of fraud to obtain workers’ compensation, including: Off-the-job injury: An employee is injured on his own time, but...

Do I Need Different Insurance for a Vacation Home?

If you have the good fortune to own a vacation home, it is important to protect your investment. You may need a separate insurance policy to cover your second home. Vacation home insurance can help protect that property against a range of perils. Why Do I Need Separate Insurance for a Second Home? For a second home you don’t live in full time, you will...

Quick Exercises for Busy Lifestyles

We all know we need exercise to look and feel better. But it can be difficult (or seemingly impossible) to fit into a busy lifestyle. Here are some ways to get your body moving, no matter how hectic your schedule may be.  Move Around While You Talk On the Phone Pick up the phone instead of texting or emailing, and move around while you talk....

Do I Really Need Cyber Liability Insurance?

Cybercrime has become a common occurrence. A data breach can have a tremendous impact on the health and finances of a business. If your company’s data was stolen in a cyber incursion, it can damage its reputation, expose it to liability, and interrupt business operations. Cyber liability insurance allows you to transfer some of that risk to an insurance company.  What Are the Cyber Risks...

How to Prepare Your Car for Spring

Spring is upon us, and the time is here to get your car ready for warmer weather and more driving. Harsh winters can take a toll on a vehicle. Essential maintenance now can help prevent major, expensive problems from developing when your time on the road increases in the warmer months. The following tips can help save you time and money in the future. Wash...